EN
Are you one of the 800,000 Belgians who enjoy winter mountain vacations? Then you know how precious these moments are. But before you hit the slopes, let's take two minutes to talk about what could save your vacation (and your wallet): insurance.
I understand. But when you consider that there are about 150,000 skiing accidents each year in the Alps, it makes you think, doesn't it? Imagine this: you're on a beautiful blue slope, the sun is shining (by the way, 70% of accidents happen on sunny days), and suddenly, you fall. A knee goes "crack," and you're in for a helicopter evacuation.
The cost of this little aerial ride? Between 3,000 and 5,000 euros. Yes, you read that right. And that's just the beginning. Medical expenses abroad can quickly soar higher than the peaks you planned to ski down. That's where your best friend comes in: travel assistance insurance.
And most importantly, avoid unpleasant surprises: choose transparent insurance with no hidden fine print, that clearly explains what is covered and what is not. Also, opt for a solution that allows you to manage everything from your phone - because if you have a problem on the slopes, you won't want to be digging through your suitcase for papers.
Civil liability insurance has been mandatory in France since 2022. And for good reason: when you know that an accident caused to a third party can cost an average of 15,000 euros, you understand why. That's the price of a nice used car, all because you might have had a bit too much mulled wine before hitting the slopes again...
And let's not forget legal protection! Imagine being involved in an accident on the slopes, whether as the responsible party or the victim. Legal protection provides valuable support to deal with third-party claims that might hold you responsible for their injuries or property damage. It covers defense costs and provides legal assistance to contest unfounded accusations. Plus, if you're a victim and need to pursue legal action to get compensation, this protection helps you build your case and obtain fair compensation. In short, legal protection helps you navigate legal complexities smoothly, allowing you to fully enjoy your mountain vacation without fear of the unexpected.
So here are my pro tips for a worry-free trip: make sure your European Health Insurance Card is up to date, keep emergency numbers handy in your phone, and most importantly, follow the safety rules on the slopes. Because yes, 48% of accidents are due to not following these rules. It's a bit like driving the wrong way on the highway: it might be tempting, but it's rarely a good idea.
In short, insurance for winter sports is like good ski socks: you only realize their importance when you don't have them. So before you pack your bag, take the time to get proper insurance. Then you can fully enjoy your vacation, with the only concern being whether to choose hot chocolate or mulled wine for après-ski!
And remember: the best insurance will never replace caution on the slopes. But in case of trouble, it can turn a financial catastrophe into a simple anecdote to share over fondue.
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