EN
SWINZ is an all-in-one non-life insurance product by BelgaMGA SA, FSMA licensed mandated underwriter. Our risks are covered by:
Before subscribing to SWINZ, carefully examine our guarantees and exclusions listed in the product information document and general terms and conditions, and our segmentation criteria.
Our goal is to make insurance comprehensive and accessible. We have taken care of the hard part for you: the 6 covers included by default in the SWINZ package have been selected to make your life easy and bring you peace of mind.
If damage is caused by an insured risk to your main residence, that you are renting in Belgium, or to your contents, damage will be covered by the Tenant and Belongings' cover.
Steps in if you accidentally injure someone or damage someone else’s goods in the course of your private life. Also known as Family Liability.
Problems with your landlord or with your neighbors? A package ordered online is not delivered? Legal Protection helps you defend your interests.
Assists you in case of accident or illness wherever you are in Europe, and also when you are back home.
Along with you whilst walking or riding your (electric) bike, scooter or step (max 25 km/h).
Your friend drinks too much, and you are sober to drive they home? Very thoughtful of you! BOB covers any damage you may cause to their car.
We know everyone is different. That’s why we aim to propose optional covers that you can select and deselect depending on your life stage or style.
We are working on extending our offer.
You have a domestic accident? You're covered up to 5.000 EUR for your health and recovery care, and up to 100.000 EUR if you suffer a permanent disability of more than 10%.
In case of theft or vandalism in your primary residence, the Theft without Jewelry cover compensates you for the replacement of your stolen contents, excepted stolen jewelry and valuables.
In case of theft or vandalism in your primary residence, the Theft with Jewelry cover compensates you for the replacement of your stolen contents and jewelry, as well as for stolen valuables.
Behind each cover available in the SWINZ product are renowned insurance companies.
Our guarantees « Tenant Liability and Content”, “Personal Liability”, “Soft Mobility Liability”, “BOB” and the optional guarantee “Personal Accident” insured by AXA Belgium, the guarantee “Legal Protection” insured by Euromex and the guarantees “Home Assistance”, “Soft Mobility Assistance”, “Assistance in case of sickness or accident”, “Assistance after sickness or accident” and “Travel Assistance” insured by Europ Assistance Belgium.
The policy is concluded for a period of one year, but you can terminate it at any time (SWINZ can terminate it with 3 months-notice prior to the policy term date). Unless terminated by either party, this contract is automatically renewed on its term date, for successive periods of one year. This contract is governed by Belgian law.
Before subscribing to SWINZ, carefully examine our guarantees and exclusions listed in the product information document and general terms and conditions, and our segmentation criteria. SWINZ is BelgaMGA SA, Chaussée de Louvain, 435 – 1380 Lasne, an underwriting agent governed by Belgian law and registered in the register of insurance intermediaries kept by the FSMA under number 0846.053.992 (RPM Nivelles).
If you have a complaint, you can send an e-mail to complaints@swinz.be or write to SWINZ, Chaussée de Louvain, 435 - 1380 Lasne. If your complaint is not dealt with to your satisfaction, you can contact the Insurance Ombudsman at www.ombudsman-insurance.be or info@omdusman-insurance.be.
You can also file a complaint online on the European Commission's ODR platform.
