EN
A problem in your home always occurs at the wrong time: lost keys, the heating breaks down at -5°, a wasp's nest on your terrace, etc. Our Tenant assistance service is there to help you. When things start to get serious, you are always presumed responsible for damage to your rental property unless you can prove otherwise. In the event of a claim, your own property may also be damaged, and repair or replacement costs can quickly add up. The Tenant and Belongings cover protects you against such costs.
In Wallonia and Flanders, you must take out Tenant cover the moment you sign your lease. In Brussels, it's often an obligation specified in your lease contract. And even if your landlord has included a no-recourse clause in your contract, we strongly recommend that you get a Tenant cover: the landlord's property is protected in the event of a claim, but not your property or damage to third parties!
In the belief that real-life examples speak louder than definitions, here are some of the most common uses of the cover:
