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Optional covers are available. Check over here.
SWINZ is an all-in-one non-life insurance product by BelgaMGA SA, FSMA licensed mandated underwriter. Our risks are covered by:
Before subscribing to SWINZ, carefully examine our guarantees and exclusions listed in the product information document and general terms and conditions, and our segmentation criteria.
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* SWINZ by BelgaMGA won the DECAVI trophy for Best Insurance Innovation in the Non-Life category in 2024.
Our all-in-one insurance pack includes all the necessary covers to put your mind at ease.
Some risks such as intentional damages are not covered (for more details check each cover or the information document , the terms and conditions and our segmentation criteria).
If damage is caused by an insured risk to your main residence, that you are renting in Belgium, or to your contents, damage will be covered by the Tenant and Belongings' cover.
This cover does not include e.g. theft, and a deductible is applicable.
Steps in if you accidentally injure someone or damage someone else’s goods in the course of your private life. Also known as Family Liability.
This cover doesn't include e.g. damage to your own belongings.
Problems with your landlord or with your neighbors? A package ordered online is not delivered? Legal Protection helps you defend your interests.
This cover doesn't include e.g. criminal defense and fines.
Assists you in case of accident or illness wherever you are in Europe, and also when you are back home.
This cover doesn't include e.g. pre-existing illness.
You have a domestic accident? You're covered up to 5.000 EUR for your health and recovery care, and up to 100.000 EUR if you suffer a permanent disability of more than 10%.
This cover doesn't include e.g. accidents at the workplace.
In case of theft or vandalism in your primary residence, the Theft without Jewelry cover compensates you for the replacement of your stolen contents, excepted stolen jewelry and valuables.
This cover doesn't include e.g. jewels and valuables or simple disappearance of contents.
You can complete your pack whenever you want with those optional covers.
You (your partner) & your/their children
SWINZ is an all-in-one non-life insurance product by BelgaMGA SA that includes guarantees insured by AXA Belgium, Euromex and Europ Assistance Belgium (for more details, click here).
You (your partner) & your/their children
SWINZ is an all-in-one non-life insurance product by BelgaMGA SA that includes guarantees insured by AXA Belgium, Euromex and Europ Assistance Belgium (for more details, click here).
First things first: check if you’re eligible. Then pick your family composition. Receive your monthly premium in less than a minute.
Create your Swinz account. Fill in your personal details. You’re nearly there.
Your insurance policy is created instantly. All you have to do is set up your SEPA mandate.
Behind each cover available in the SWINZ product are renowned insurance companies.
Our guarantees « Tenant Liability and Content”, “Personal Liability”, “Soft Mobility Liability”, “BOB” and the optional guarantee “Personal Accident” insured by AXA Belgium, the guarantee “Legal Protection” insured by Euromex and the guarantees “Home Assistance”, “Soft Mobility Assistance”, “Assistance in case of sickness or accident”, “Assistance after sickness or accident” and “Travel Assistance” insured by Europ Assistance Belgium.
The policy is concluded for a period of one year, but you can terminate it at any time (SWINZ can terminate it with 3 months-notice prior to the policy term date). Unless terminated by either party, this contract is automatically renewed on its term date, for successive periods of one year. This contract is governed by Belgian law.
Before subscribing to SWINZ, carefully examine our guarantees and exclusions listed in the product information document and general terms and conditions, and our segmentation criteria. SWINZ is BelgaMGA SA, Chaussée de Louvain, 435 – 1380 Lasne, an underwriting agent governed by Belgian law and registered in the register of insurance intermediaries kept by the FSMA under number 0846.053.992 (RPM Nivelles).
If you have a complaint, you can send an e-mail to complaints@swinz.be or write to SWINZ, Chaussée de Louvain, 435 - 1380 Lasne. If your complaint is not dealt with to your satisfaction, you can contact the Insurance Ombudsman at www.ombudsman-insurance.be or info@omdusman-insurance.be.
You can also file a complaint online on the European Commission's ODR platform.
